
Maybe you're selling your current place. Maybe you're renting but ready to move up. Either way, our team will help you understand what you can afford, what makes the most sense, and how to make your next move your best move.

NMLS: 2680280
If you've been told you don’t qualify, you might’ve just talked to the wrong lender. We specialize in low-down payment options and approvals that other lenders miss. Let’s take 10 minutes and walk through your real options — no pressure.
Step 1: Apply Online
Step 2: Get Pre- Approved
Step 3: Close With Confidence
Whether you're upgrading, relocating, or getting back into the market, we help everyday buyers like you navigate the process with clarity and confidence.
Low down payment and jumbo loan options
Competitive rates without the back-and-forth
Fast pre-approvals and strategic planning
Support from real pros — not pushy salespeople
Local insights, national reach
We understand buying a home can be scary. Here are some questions to ease your mind.
Not necessarily. We can help you explore bridge loan or contingency options that let you buy without rushing your sale.
Yes. If you’re selling a home or own other real estate, we’ll show you how to leverage your equity.
No. We go beyond the numbers to help you build a custom buying strategy, including budget, monthly payment comfort zone, and offer tactics.
Most buyers get preapproved within 24 hours or less after we review their information.

Privacy Policy
Your privacy is very important to us. Accordingly, we have developed this Policy in order for you to understand how we collect, use, communicate and disclose and make use of personal information.
Our Privacy Commitments:
Purpose Identification:
Before or at the time of collecting personal information, we will identify the purposes for which information is being collected.
Limited Collection and Use:
We will collect and use personal information solely with the objective of fulfilling those purposes specified by us and for other compatible purposes, unless we obtain the consent of the individual concerned or as required by law.
Data Retention:
We will only retain personal information as long as necessary for the fulfillment of those purposes.
Lawful Collection:
We will collect personal information by lawful and fair means and, where appropriate, with the knowledge or consent of the individual concerned.
Data Accuracy:
Personal data should be relevant to the purposes for which it is to be used, and, to the extent necessary for those purposes, should be accurate, complete, and up-to-date.
Security Safeguards:
We will protect personal information by reasonable security safeguards against loss or theft, as well as unauthorized access, disclosure, copying, use or modification.
Transparency:
We will make readily available to customers information about our policies and practices relating to the management of personal information.
We are committed to conducting our business in accordance with these principles in order to ensure that the confidentiality of personal information is protected and maintained.
Complete Privacy Policy:
This short outline includes important aspects of our privacy policy. To review our entire privacy policy, email us at the address on our home page.
Contact:
Cell: (281) 515-5898
Fluent in English & Spanish
Enrique is Licensed in TX
Equal Housing Lender
Salinas Lending Group is Powered by Bayport Lending NMLS: 2104798
Personal NMLS 2680280
This is not a commitment to lend. All loans are subject to credit and underwriting approval. Not all applicants will qualify. Rates and terms subject to change without notice. BayPort Lending is not affiliated with any government agency, including HUD, FHA, or VA.
By submitting information on this site, you agree to receive communications from Enrique Salinas and BayPort Lending, including calls, texts, and emails related to your inquiry. Message and data rates may apply. You may opt out at any time.
Privacy Policy | Terms of Service
You can verify our license status at the Nationwide Mortgage Licensing System at www.nmlsconsumeraccess.org.
Texas-Specific Disclosures
NOTICE TO TEXAS CONSUMERS:
Licensing Information
Licensed by the Texas Department of Savings and Mortgage Lending as a Mortgage Broker.
Consumer Complaints
If you have a complaint, first contact us at the contact information provided on our home page.
If you still have an unresolved complaint regarding the company's mortgage lending activities, you may direct your complaint to:
Texas Department of Savings and Mortgage Lending
2601 North Lamar Boulevard
Austin, Texas 78705-4294
Phone: (877) 276-5550 (toll-free in Texas)
Website: www.sml.texas.gov
Email: [email protected]
© Copyright 2026. Enrique Salinas. All Rights Reserved.